EU’s Digital Euro & E-Payments Regulation: How Businesses Will Be Affected

EU’s Digital Euro & E-Payments Regulation: How Businesses Will Be Affected

The introduction of the Digital Euro marks a major shift in the EU’s financial landscape, with significant implications for businesses of all sizes. This seminar will provide a clear understanding of how the Digital Euro will function, how it differs from cryptocurrencies and traditional payments, and what businesses need to do to prepare. Participants will learn about the expected regulatory framework, its impact on banking systems, and how this transition will affect everyday transactions.

Beyond the Digital Euro, businesses must also navigate new compliance requirements for electronic payments under evolving EU regulations. This session will explore key updates from the Payment Services Directive (PSD3), enhanced consumer protection measures, and stricter security mandates for payment processors and businesses handling digital transactions. We will discuss the challenges of managing third-party payment providers, ensuring secure transactions, and staying compliant with evolving EU financial laws.

To help businesses adapt, this seminar will provide practical steps for integrating the latest payment standards and maintaining compliance. From upgrading payment systems to leveraging AI-driven fraud detection tools, participants will gain insights into how they can future-proof their payment operations while remaining legally compliant. By the end of the session, businesses will have a clear roadmap to navigate the transition to the Digital Euro and evolving e-payment regulations with confidence.

SEMINAR AGENDA

🟢 SESSION 1: The Digital Euro – What It Means for Businesses

Introduction to the Digital Euro

• What it is and how it differs from cryptocurrencies and traditional euros
• Why the EU is launching a central bank digital currency (CBDC)

Impact on Transactions & Payment Infrastructure

• How the Digital Euro will work for businesses and consumers
• Expected changes to banking systems and payment processors

Regulatory Landscape & Rollout Timeline

• Key EU regulations governing the Digital Euro
• Phased implementation and what businesses should prepare for

🟢 SESSION 2: Compliance Requirements for Businesses Using Electronic Payments

Regulatory Framework for Digital Payments

• New rules from the EU’s Payment Services Directive (PSD3)
• How financial institutions and businesses must adapt

Data Protection & Cybersecurity Obligations

• GDPR implications for processing digital transactions
• How to secure payment data and prevent fraud

What Non-Financial Businesses Need to Do

• Compliance steps for retailers, e-commerce, and service providers
• Navigating licensing requirements for digital payment acceptance

⏸️ BREAK

🟢 SESSION 3: New Consumer Protection Rules in Digital Payments and Fintech

Stronger Consumer Rights & Fraud Prevention Measures

• The EU’s push for enhanced transparency in digital transactions
• New rules on refunds, disputes, and liability for unauthorized payments

How the New Rules Impact Buy Now, Pay Later (BNPL) & Fintech Services

• Stricter requirements for digital lending and alternative payment solutions
• Implications for businesses offering BNPL and micro-lending options

Case Study: How Recent Consumer Protection Violations Led to Penalties

• Lessons from businesses fined under e-payment regulations

🟢 SESSION 4: How to Integrate the Latest Payment Standards into Your Business

Transitioning to Digital Euro Transactions

• What infrastructure updates businesses need to make
• Payment processing systems that will support the Digital Euro

Optimizing Payment Security & Fraud Prevention

• AI-powered tools for detecting and preventing fraudulent transactions
• Best practices for ensuring regulatory compliance while maintaining a seamless payment experience

Future Trends in Digital Payments & Business Strategies

• How businesses can stay ahead of regulatory changes
• Emerging payment models and what they mean for revenue growth

🔹 FINAL SUMMARY & ACTION PLAN

• Key takeaways from the seminar
• Compliance checklist for businesses
• Resources & tools for adapting to the new e-payments landscape

SEMINAR FORMAT & STYLE

✅ Clear, structured, and practical for business application

✅ Regulatory insights with real-world case studies

✅ Actionable steps to ensure compliance and smooth integration

✅ AI-powered visuals and examples for enhanced understanding

The agenda for this webinar is subject to change as we refine the content to ensure the most accurate and up-to-date information.

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